Providing online newsletters featuring information in the field of financial investment in the natural resources sector, namely, oil, gas, mining and wood industries, technology sector, namely, computer hardware and software technology, communication technology, nanotechnology, information technology, agriculture technology, manufacturing technology and energy technology and life sciences sector via email; providing online newsletters featuring news in the field of financial investment in the natural resources sector, namely, oil, gas, mining and wood industries, technology sector, namely, computer hardware and software technology, communication technology, nanotechnology, information technology, agriculture technology, manufacturing technology and energy technology and life sciences sector via email

Providing information in the field of financial investment in the natural resources sector, namely, oil, gas, mining and wood industries, technology sector, namely, computer hardware and software technology, communication technology, nanotechnology, information technology, agriculture technology, manufacturing technology and energy technology and life sciences sector via a website; providing news in the field of financial investment in the natural resources sector, namely, oil, gas, mining and wood industries, technology sector, namely, computer hardware and software technology, communication technology, nanotechnology, information technology, agriculture technology, manufacturing technology and energy technology and life sciences sector via a website

Warranty claims administration services, namely, processing warranty claims for Mattresses, Adjustable Beds, Furniture, Bedding Supplies; Extended warranty services, namely, service contracts; Providing warranties on goods manufactured by others, namely, Mattresses, Adjustable Beds, Furniture, Bedding Supplies; Providing extended warranties on Mattresses, Adjustable Beds, Furniture, Bedding Supplies; Providing home warranty administration

Insurance administration in the field of medical, dental, life and disability insurance; Financial administration of employee retirement plans and 401k plans; Insurance claims administration; Electronic processing of insurance claims and payment data; Insurance agencies in the field of medical, dental, life, and disability insurance; Financial management of employee pension plans and 401k plans for government contractors; Insurance consultation

Downloadable computer software application programs for use in database management, for use as a spreadsheet, and for word processing; downloadable application software for smart phone, namely, software for managing bank accounts, for editing photos, and for making restaurant reservations; magnetically encoded credit cards; magnetically encoded pre-paid charge cards; electronic financial service cards, namely, electronic ID cards for use in connection with payment for services and encoded electronic chip cards for use in financial transactions; magnetic financial service cards, namely, magnetically encoded debit cards and magnetic coded cards for use in financial transactions; electronically encoded charge cards; downloadable computer program for use in database management, for use as a spreadsheet, and for word processing; software for exchanging electronic money; software for exchanging virtual currency; downloadable electronic gift certificates; downloadable mobile gift certificates; automatic teller machines; software for performing blockchain analysis

In the Statement Class 36, has been updated in accordance with the F-note dated 4/14/2021.

Identifying, recovering, collecting and making payments of royalty and licensing income from various sources for artists, performers, musicians and songwriters

"BANK"

Banking services

Financial planning and investment advisory services

YOU CAN NOT GO A DAY WITHOUT DAYTON

Museum services; Organization of events for cultural purposes

Financial consulting services for credit unions and other financial institutions via on-line, telephone and print communications in response to credit union member inquiries regarding general account information, and electronic statement summaries, for credit cards, share-draft accounts, W-2 forms and other tax statements, checking accounts, savings accounts, loan accounts, mortgage accounts, safe deposits, certificates of deposits and escrow accounts; providing financial portfolio management services for growth potential for use by credit unions and other financial institutions; debt settlement services for credit card accounts; credit card authorization and credit risk management services; providing financial information to credit card users via 24-hour on-line and telephone support services; collection services, namely, credit collection and recovery; credit card services for credit unions, financial institutions, consumers, and corporate and business users, namely, processing of credit card payments, credit card authorization services, and issuing credit cards; electronic debit card transaction processing for credit unions and other financial institutions; debit account services featuring magnetically coded cards; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; debit card verification; debit card transaction authorization services; debit card risk management; providing financial information to debit card users, namely, consumers and corporate and business debit card users, via 24-hour on-line, telephone, and SMS text messaging support services; Internet and mobile banking services, and banking services provided via SMS text messaging; electronic payment services involving electronic processing and subsequent transmission of bill payment data for credit union members via the Internet; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

Educational services, namely, conducting seminars, conferences, workshops, and on-line classes in the fields of business management, financial services relating to credit unions, and professional development for credit unions and employees of credit unions, and other financial institutions

Financing services; Accounts receivables financing; Facilitating and arranging for the financing of plaintiff and attorney funding

Real estate agency services; Real estate brokerage

YOU MANITY

Real estate consultation

Real estate agency services; Real estate consultation; Real estate listing; Providing a database of information about residential real estate listings in different neighborhoods and communities

Home staging consultation, namely, temporary interior and exterior home decoration consultation for the purpose of making homes more appealing to prospective buyers; Interior design; Interior design consultation

Financial services, namely, wealth management services; Financial advisory and consultancy services; Financial analysis and research services; Financial evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to securities and other financial instruments; Financial information and advisory services; Financial investment brokerage services; Financial portfolio analysis services; Financial research and information services; Financial securities exchange services; Strategic financial advisory services; Investment advice in the fields of environmental, social and governance investing

Dealerships in the field of automobiles featuring trade-in services and automobile purchase services; Automobile dealerships

"BUYS CARS.COM"

Financial advice and consultancy services in the field of coaching, introduction and settlement of claims, procurement of compensations and other monetary damages and indemnifications in case of delays, cancellations and in case of overbooking of travel by airplane, train, coach and boat; payment collection and other monetary claims, namely, payment and funds verification services; advice and information relating to the aforesaid services; the aforementioned services also via the Internet, via a cable network or other forms of data transfer

Administrative services in the field of coaching, introduction and settlement of claims, procurement of compensations and other monetary damages and indemnifications in case of delays, cancellations and in case of overbooking of travel by airplane, train, coach and boat, namely, business administration services; administrative services relating to recovery of payments and other receivables, namely, business administration services; administrative services in connection with the intervention between parties during the booking, overbooking and name modification of airplane, train, coach and boat tickets, namely, business administration services; administrative services relating to the setting up and management of files, including files containing information on coaching, introduction and claims settlement and payment collection and other monetary claims, namely, business administration services; advice and information relating to the aforesaid services; the aforementioned services also via the Internet, via a cable network or other forms of data transfer

Real estate services, namely, rental, brokerage, leasing and management of commercial property, offices and office space

Credit union services; loan and banking services

Color is not claimed as a feature of the mark.

"CAPITAL"

providing financial information in the fields of financial planning, affairs, investment, and management and the acquisition of income and capital; financial advisory and consulting services; financial planning consultation; none of the foregoing to include banking services

Financial administration of retirement plans; Financial advice; Financial advice and consultancy services; Financial advisory and consultancy services; Financial analyses; Financial analysis and consultation; Financial analysis and research services; Financial asset management; Financial consultancy; Financial consultation; Financial consulting; Financial information; Financial information and advisory services; Financial investment brokerage; Financial investment brokerage services; Financial management; Financial management via the Internet; Financial planning; Financial planning consultation; Financial planning for retirement; Financial portfolio analysis services; Financial portfolio management; Financial research and information services; Financial retirement plan consulting services; Financial securities exchange services; Financial trust administration; Financial trust planning; On-line financial planning services; Providing financial information via a web site; Providing on-line financial calculators

Tax advisory services; Tax consultation; Tax filing services; Tax preparation; Income tax consultation; Income tax preparation

Housing services, namely, rental, leasing and management of student housing

The mark consists of the words "YOUR TELLER" in stylized font.

charitable fundraising services

Providing a website featuring information about real estate property management, including information for landlords and tenants about property management

Color is not claimed as a feature of the mark.

Charitable fund raising; Financial investment brokerage services; Financing services; Insurance consultancy; Mortgage banking; Pawnbrokerage; Providing financial information via a web site; Real estate agency services; Surety services; Trusteeship representatives

Color is not claimed as a feature of the mark.

Eleemosynary services in the field of monetary donations, namely, charitable fundraising targeting or featuring successful high profile business and community leaders in support of the development of entrepreneurial skills, self-esteem and empowerment of young people

Association services, promoting the interests of young people through the development of entrepreneurial skills by organizing and conducting training programs and events that teach participants the process by which one establishes a business enterprise or social movement

"UA"

The name(s), portrait(s), and/or signature(s) shown in the mark identifies "Yue-Sai Kan", whose consent(s) to register is made of record.

Currency exchange and advice; currency exchange services; currency trading; currency transfer services; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network

Real estate listings for the public; real estate multiple listing and brokerage services via the world wide web

Insurance agency and brokerage and insurance information and consultancy

Computer hardware; computers; computer servers; computer storage apparatus, namely, high-speed storage subsystems for storage and backup of electronic data either locally or via a telecommunications network; computer software for monitoring operations and operating computer systems, computer programs, and computer networks; computer software for connecting disparate computer networks and systems, computer servers and storage devices; computer operating system software; computer software for linking together computers and for enabling computing across a globally accessible computer network; computer software for managing systems, software and processes in an information technology environment, computer systems consisting of computer hardware and software for use in managing and analyzing data and instructional manuals sold as a unit therewith; cloud computing system, consisting of network integrating computer hardware and software for dynamic provision, virtualization, and measuring of use of computer resources; downloadable cloud computing software for deploying and managing virtual machines on a cloud computing platform; computer systems, namely, computer hardware and computer software for integrating natural language processing functions, computational linguistics, information retrieval and machine learning which are capable of understanding general human queries and formulating and providing responses; downloadable electronic publications and electronic publications, namely, user guides and manuals in the field of computer hardware, computer software and information technology recorded on computer media

Educational services, namely, organizing and conducting educational conferences, exhibitions, colloquiums, presentations, technical demonstrations and training courses, all in the field of computer information technology and computer products and services

Checking account services; Electronic banking via a global computer network; Financial services, namely, electronic remote check deposit services; On-line banking services, Online banking; Online banking services accessible by means of downloadable mobile applications; Financial services, namely, wealth management services; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, the trading of financial instruments, securities, shares, options and other derivative products; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing financial services with respect to securities and other financial instruments and products, namely, trading of and investments in securities and financial instruments and products for others; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services

Checking account services; Electronic banking via a global computer network; Financial services, namely, electronic remote check deposit services; On-line banking services, Online banking; Online banking services accessible by means of downloadable mobile applications; Financial services, namely, wealth management services; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, the trading of financial instruments, securities, shares, options and other derivative products; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing financial services with respect to securities and other financial instruments and products, namely, trading of and investments in securities and financial instruments and products for others; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services

Providing a database of information about residential real estate listings in different neighborhoods and communities; Providing a database of residential real estate listings within neighborhoods and communities specifically identified by users; Providing an Internet website portal offering information in the fields of real estate concerning the purchase and sale of new and resale homes and condos

Business consulting services in the field of real estate sales; Business management consulting, strategic planning and business advisory services provided to real estate professionals; Business management consulting and advisory services for the real estate sales industry; Providing business planning and marketing solutions for real estate professionals; Providing marketing services for real estate professionals; Providing marketing solutions for real estate professionals; Providing real estate leads for prospective purchasers; Providing sales leads for the real estate industry; Real estate marketing analysis; Real estate marketing services; Real estate sales management

"FOUNDATION"

"REALTY"

CHARITABLE FUND RAISING; CHARITABLE SERVICES IN THE NATURE OF GRANTS OF MONEY FOR EDUCATIONAL, SOCIAL AND ATHLETIC IMPROVEMENTS TO LOCAL SCHOOLS

Financial advisory services; financial consultancy services; financial evaluation for insurance purposes; providing financial risk assessment services; financial management services; financial planning services; online financial transaction services, namely, providing secure commercial transactions and payment options; insurance consultancy; banking services; electronic banking services; mobile phone banking services; on-line banking services; electronic banking via a global computer network, namely, internet banking; online banking services accessible by means of downloadable mobile applications; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, credit card and electronic payments; home banking services

Arranging and conducting financial seminars

Investment consultancy; Investment of funds; Real estate investment services

"BANK"

The wording "YUNQI" has no meaning in a foreign language.

Real estate brokerage; Real estate listing; Real estate investment services in the nature of purchasing and selling of real estate for others

Real estate services, namely, rental, brokerage, leasing and management of commercial, industrial, retail, offices and office space

Color is not claimed as a feature of the mark.

promoting the public awareness of the need for finding a cure for cancer, cancer research and assisting the underserved

Commercial and residential real estate agency services

Real estate brokerage

Color is not claimed as a feature of the mark.

Color is not claimed as a feature of the mark.

"ALL AMERICAN YOUTH CIRCUS", "CIRCUS", "REDLANDS, CALIFORNIA", AND "SINCE 1929"

"EQUITY"

Insurance services, namely, underwriting, issuance and administration of healthcare insurance

Mortgage brokerage

Matching borrowers with potential lenders in the field of mortgage lending; Franchising, namely, consultation and assistance in business management, organization and promotion in the field of mortgage brokerages; franchising, namely, offering business management advisory services relating to franchising in the field of mortgage brokerages

Adhesive packing tape for industrial or commercial use; Packing materials of plastics

Providing self-storage facilities for others; Storage of goods; Physical storage of files and documents of others; Storage of personal property of others; rental of storage spaces for others

Providing self-storage facilities for others; Storage of goods; Physical storage of files and documents of others; Storage of personal property of others; rental of storage spaces for others

Packing and moving materials, namely, cardboard boxes and cardboard storage boxes; Adhesive packing tape for household use; Packing materials of cardboard; Plastic bubble packs for wrapping or packing; Plastic bags for packing, namely, plastic bags for mattresses for moving or storage purposes

Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement

Real estate agency services; Real estate brokerage; Real estate rental services, namely, rental of residential housing; Commercial and residential real estate agency services; Providing real estate listings and real estate information via the Internet

Operation of a telephone switchboard for others; secretarial services; clerical services for making appointments; clerical services for the handling of enquiries; advertising services provided via a data base; online advertising services; online advertising on a computer network; advertising; computerized business promotion; advertising services relating to the recruitment of personnel; dissemination of advertisements; advertising for others; advertising, including online advertising on a computer network; arrangement of advertising; advertisement for others on the internet; advertising through all public communication means; dissemination of advertising for others via the internet

Telephone apparatus, namely, electronic telephone exchange apparatus; software for use in database management in the field of telecommunications; computer programs for data processing; digital telephone platforms and software; electronic database in the field of telecommunications recorded on computer media; computer programs for use in telecommunications, namely, computer telephony software; data signal cables for use in telecommunications, namely, computer telephony software; data signal cables for use in information technology (IT), audio visual (AV) fields and telecommunications; computer telephony software

Real estate agency services; Real estate brokerage; Real estate listing; Real estate management services; Leasing of real estate; Providing real estate listings and real estate information via the Internet; Providing real estate listings via the Internet; Providing information in the field of real estate; Providing information in the field of real estate by means of linking the web site to other web sites featuring real estate information; Providing information in the field of real estate via the Internet

Student loan services; Providing student loans; Financing and re-financing of student loans

Estate planning

Insurance services, namely, writing property and casualty insurance

Electronic payment terminal; Multi-functional electronic payment terminals

Payment and funds verification services; Payment verification services; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale

Commercial and residential real estate agency services; Providing real estate listings via the Internet; Real estate agency services; Real estate brokerage; Residential real estate agency services

Negotiation and renegotiation for others of leases and subleases and real estate purchase agreements; Providing an interactive real estate website which promotes housing and apartment properties through offering prospective tenants video walk throughs, property descriptions, text, price, location, maps and other information that would be influential to a prospective tenant in making a rental decision; Real estate advertising services; Real estate marketing services in the field of residential homes; Real estate marketing services, namely, on-line services featuring tours of residential and commercial real estate

The color(s) green, blue and white is/are claimed as a feature of the mark.

Metal locks

Adhesive packing tape for industrial or commercial use; Packing materials of plastics

Building and land leasing of recreational, housing, educational, community and commercial premises; real estate agency services for sales of recreational, housing, educational, community and commercial premises

Educational, teaching and training services, namely, providing classes, seminars and workshops in the fields of urban planning, architecture, community development, construction, real estate development, sale and leasing premises; publishing services, namely, publishing of books, magazines, brochures and electronic publications in the field of urban planning, architecture, community development, construction, real estate development, sale and leasing premises

Providing financial information and financial consultation related to home ownership and home mortgage loans

insurance brokerage and underwriting services

Marketing services to retailers in the agricultural industry; business data analysis to retailers in the agricultural industry; incentive award programs to promote the sale of products and services of retailers in the agricultural industry

Financing loans to retailers in the agricultural industry

Banking

Entertainment services, namely, conducting annual parades at land and at sea, play performances, and other festivities, commemorating the legendary pirate Gaspar; Community outreach services, namely, providing news and commentary on issues relevant to the culture of the Tampa Bay community; Charitable services, namely, providing children and others with serious medical conditions or disabilities with entertainment and educational programs related to celebrations commemorating the legendary pirate Gaspar and the culture of the Tampa Bay community

Charitable fundraising services by means of organizing and conducting community and cultural events such as parades at land and sea, play performances, and other festivities that promote the Tampa Bay community

Formation, brokerage and management of time share interests in aircraft; Offering aircraft fractional ownership programs to others

Business management services, namely, aircraft management for others

Real estate brokerage; Real estate management services; Real estate service, namely, rental property management

Financial planning and consulting services, namely, budget planning, retirement planning, college and education funding planning, insurance planning, risk management analysis, cash flow planning, estate planning, estate trust planning; Financial information and advisory services that promote and facilitate financial goal setting; Financial planning and investment advisory services; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial services, namely, providing an investment options available for variable annuity and variable life insurance products; Estate trust planning; Financial investment analysis and stock research; Monitoring financial markets for investment purposes; Financial portfolio management and analysis services; Financial consultation, namely, advising businesses and individuals on issues of portfolio planning and investment planning; Financial analysis and research services; Financial evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to finances, investment, insurance, and strategies to achieve financial independence; Providing financial services with respect to securities and other financial instruments and products, namely, providing financial market news and commentary; providing a website featuring educational information in the field of financial independence, insurance, investment, finance and estate planning

"PARTNERS"

Financial services, namely, wealth management and investment advisory services for individuals

Providing professional education seminars in the real estate field; non-downloadable workbooks in the field of real estate; non-downloadable webinars in the field of real estate

Providing information in the field of real estate via the Internet

Downloadable electronic publications in the nature of news reports, journal articles and advertising pamphlets in the field of economy and finances; Downloadable printing fonts; Electronic notice boards; Downloadable software in the nature of a mobile application for use in news reporting; Downloadable software for use in news reporting; Downloadable software application for downloading DVR-recorded content for viewing on smartphones, namely, downloadable DVR sideloading software; Computer programs for use in news reporting; Computer software for use in news reporting that may be downloaded from a global computer network

Television broadcasting; News agency services for electronic transmission; News agencies, namely, the transmission of news items to news reporting organizations; Electronic message sending; Communications by computer terminals; Computer aided transmission of information and images; Electronic bulletin board services; Providing access to telecommunication networks; Providing on-line forums for transmission of messages among computer users

Financial services, namely, mortgage refinancing; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage lending; Mortgage refinancing

In the statement, line 1, "Creating An Environment Of Success" should be deleted, and Creating An Environment Of Success, Inc. should be inserted.

Charitable foundation services, namely, providing funding and scholarship for camps, leadership development programs, educational and training programs for high school aged children and younger in connection with finance, business and industry

Providing high speed access to area networks and global computer information networks

Financial management services; business finance procurement services; providing on-line financial services in the nature of banking and banking services; bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means; clearing and reconciling financial transactions via a global computer network; providing financial information by the internet; financial analysis for business; financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, credit card payment processing services and transaction processing services, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, all conducted via a global communications network; financial analysis and consultation services; loan financing and loan programs in the nature of providing business loans and temporary loans; insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance; payroll tax debiting services

Financial planning, namely, estate planning and estate trust planning; estate and estate trusts services, namely, estate planning and estate trust planning

Legal services; Financial planning, namely, attorney services consisting of the preparation and drafting of wills, trusts and other legal documents associated with estate planning; estate and estate trusts services, namely, attorney services consisting of preparation and drafting of wills, trusts and other legal documents associated with estate planning

Investment management; financial portfolio analysis services; financial advisory and consultancy services

Financial services, namely, electronic trading services and voice and electronic interdealer brokerage, of a wide range of securities products to the wholesale market, including without limitation, Treasury products, Government Sponsored Enterprise Agencies, mortgages, Money market instruments, Euro-Government Bonds, Eurozone and US Repurchase Agreements, Credit Derivatives, Interest Rate Derivatives and other OTC (Over The Counter) Derivative instruments, Foreign Exchange Spot, Foreign Exchange Forwards, Corporate securities, Municipal securities, Equity instruments, Equity Derivatives, and Energy products inclusive of Oil, Power, Natural Gas and Coal, trade execution, trade order confirmation and post trade services

Commercial and residential real estate agency services

Providing financial information in the nature of market transactions; pre-IPO investment advisory services

Systematic ordering and collecting of information in computer databases; Arranging contracts between businesses and investors for the initiation and handling of business financing and share purchases; Business services, namely, matching potential private investors with entities needing funding

Investment advice, financial planning, financial planning for retirement, retirement income planning, financial services, namely, wealth management services, providing insurance advice in the fields of final expense insurance, life insurance and annuities

Education services, namely, providing classes, seminars, and workshops in the field of financial planning; On-line journals, namely, blogs featuring financial planning; Writing of articles for periodicals other than for advertising or publicity

Financial advisory and consultancy services; Financial planning; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services

Credit and financial consultation; Estate planning; Estate trust planning; Financial planning; Financial planning consultation; Financial planning for retirement; Financial planning services, namely, developing and managing charitable giving programs on behalf of wealthy individuals or families

The mark consists of all white background with the text "You Found it Realty Inc." in blue. Located to the left of this text is a single lined blue box with the image of a blue house at its center. This blue box element is tilted 55 degrees.

Investment advisory services; financial portfolio management

Investment advisory services; financial portfolio management

Financial services, namely, wealth management services; investment management; financial investment brokerage services; financial planning; financial advisory and consultancy services; capital investment

YOUR USAGE BASED INSURANCE

The mark consists of the word "YUBI" with the letter "Y" stylized to appear as two diverging arrows, one pointing upper-left, the other pointing upper-right.

Appraisals for insurance claims of personal property; Appraisals for insurance claims of real estate; inancial valuation of personal property and real estate; Insurance information and consultancy; Insurance services, namely, underwriting, issuance and administration of real property and personal property insurance